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How could my finances be affected by a brain injury?

Concussions and other types of mild traumatic brain injuries are often underestimated in terms of their severity and long-term effects. The truth of the matter is that even mild TBIs can have a profound impact on the everyday lives of victims and their families. After an injury accident occurs, victims are often caught off guard by immediate and excessive financial losses. Familiarizing yourself with the kinds of expenses you may be confronted by as an accident victim can be incredibly important, especially when it comes to considering personal injury damages in your case.

Brainline.org discusses some of the financial difficulties that mild TBI victims are known to encounter, and explains that these types of injuries can have real and lasting effects on people’s incomes and earning potential. Despite the fact that some brain injuries are considered mild, they often still require an extended amount of time to heal from. Beyond that, it is not entirely uncommon for mild TBI victims to experience permanent cognitive and/or physical difficulties as a result of their injuries.

These factors can play a major role in when and how accident victims are able to return to work. Not only may someone with a mild TBI be required to take time off of work immediately following his or her accident, but there is also the possibility that he or she may not be able to perform previous job duties once back at work. Too often, people experience a loss of income from having to leave their jobs entirely or change positions as a result of their injuries.

Medical expenses relating to the immediate and ongoing treatment of mild TBIs can also drain accident victims’ financial resources. Even in cases where someone has medical insurance, it is not uncommon for medical providers to deny a portion or all of an injury treatment claim. It can also be increasingly difficult to achieve full compensation from another or one’s own automobile insurance company.

Lost wages and medical expenses may account for the two major types of financial losses that most mild TBI victims face, but there are numerous other factors that can also come into play. That is why the general information provided here is only intended to be educational.

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